Savers hoping to make the most of their Isa allowance as the end of the tax year approaches may be surprised to find that some providers haven't adopted rule changes designed to make the tax-efficient accounts more flexible.
With the future of cash Isas reportedly under discussion at the Treasury, this year's last-minute rush to invest before 5 April is under way, and providers are offering attractive interest rates to catch the eyes of savers.
The current tax year is the first in which you can open more than one of the same kind of Isa – a change that was announced in 2023's autumn statement. Previously, your £20,000-a-year Isa allowance could be spread between different types, including a cash Isa or stocks and shares Isa, but since April 2024, the tax authorities have let you have any combination.
In theory this means that someone, for example, who has already during this tax year opened a fixed-rate cash Isa that they are no longer able to pay money into can now open another one with the same bank or building society and make the most of the best rates that it is offering.
この記事は The Guardian の March 01, 2025 版に掲載されています。
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この記事は The Guardian の March 01, 2025 版に掲載されています。
7 日間の Magzter GOLD 無料トライアルを開始して、何千もの厳選されたプレミアム ストーリー、9,000 以上の雑誌や新聞にアクセスしてください。
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