Japan's fintech sector is undergoing a rapid transformation, driven by a surge in digital payments adoption, advancements in open banking regulations, and a growing demand for seamless financial services. Traditionally reliant on cash transactions, Japan has seen a significant shift towards cashless payments, accelerated by government initiatives and changing consumer behavior. At the heart of this evolution is Infcurion, a fintech pioneer that has been instrumental in bridging the gap between legacy systems and modern payment technologies.

Founded in 2006, Infcurion delivers cutting-edge solutions, including digital wallets and credit card platforms, empowering businesses and financial institutions to adapt to Japan's rapidly changing financial landscape. With an IPO anticipated after 2025, Infcurion is set to further strengthen its leadership position, drive technological innovation, and expand its role in shaping Japan's financial future.

"The inspiration to start the company came because payment methods in Japan were very behind the times - there was no network or infrastructure," says Infcurion Co-founder, President, and CEO Hiroki Maruyama."At the time, I was working for an international credit card company, and I felt it was time to step up and address Japan's underdeveloped cashless situation. Since then, our goal has been to modernize the country's payment infrastructure for future generations."

Infcurion has played a pivotal role in driving financial technology advancements across Japan's traditional banking landscape, providing innovative systems to established financial institutions. Maruyama has been instrumental in shaping fintech policy in Japan, not only as Infcurion's founder but also as the first chairman of the Fintech Association of Japan, established in 2015.