Starting on the first of the month, people around the country plan to put more cash into their piggybanks over the next four weeks by spending less. Just how much you tighten your purse strings is up to you. "Frugal February doesn't come with specific rules," says Julie Guntrip, Head of Financial Wellness at Jenius Bank (JeniusBank.com). Instead, it's about taking stock of your spending and saving habits, cutting back on nonessential expenses (Looking at you, takeout food!) and creating a budget that prioritizes savings.
"While most people use January to pay off holiday bills and set financial goals, February gives us the first opportunity to concentrate on saving and making progress toward those goals," explains Guntrip. Though the challenge is only 28 days, it can have long-lasting benefits. You might discover, for example, that you continue following frugal habits for the rest of the year, or you may notice you're more confident when dealing with money. In fact, a survey found that nearly 66% of people who take part in Frugal February report less financial anxiety. Keep reading for easy tips to get started!
See a 'rainbow' of progress
この記事は Woman's World の January 27, 2025 版に掲載されています。
7 日間の Magzter GOLD 無料トライアルを開始して、何千もの厳選されたプレミアム ストーリー、9,000 以上の雑誌や新聞にアクセスしてください。
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この記事は Woman's World の January 27, 2025 版に掲載されています。
7 日間の Magzter GOLD 無料トライアルを開始して、何千もの厳選されたプレミアム ストーリー、9,000 以上の雑誌や新聞にアクセスしてください。
すでに購読者です? サインイン
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